Monday, December 30, 2019

Alcohol Abuse Is A Problem Striking The People Of America

Alcohol abuse is a problem striking the people of America. There are more than twelve million alcoholics in America, and the numbers only continue to increase. All Americans spend a total of about one hundred ninety-seven million dollars on alcohol in one day! It has gotten so bad that now even adolescents as young as thirteen begin to drink. Disconcertingly, every thirty minutes a person dies from an alcohol related incident. Alcohol has become the number one drug problem in all of America. In fact many causes of alcohol abuse are problems that everyday teens face such as abuse, stress, school, or just a regular problem they need to cope with. After the first drink, people are never the same as their brain changes, chemicals in the brain start to cause you to drink more, and addiction occurs. Since alcohol is available and teens have various ways to obtain it, underage drinking has increased. In fact most teens are aware of the side effects of prevalent alcohol consumption. However they don t care, which shocks many researchers. Alcohol abuse has side effects, and there are many causes for teens like your to fall under the curse that is alcohol abuse. Alcoholism is habit that can take months, even years to get over. However with the right people and with enough effort, overcoming alcoholism is not so hard. With the right treatment people can effectively lift the curse that is alcoholism. Alcohol abuse has various side effects. Although for some people alcoholShow MoreRelatedChild Abuse And Neglect Is The Act Of Maltreating A Child Essay1708 Words   |  7 Pages child Abuse and Neglect In America Child Abuse is the act of maltreating a child. Abusing of a child can be by the parents, guardians or caregiver. More than five children die every day as a result of child abuse and neglect. Eighty percent of these children are under the age of four. We have close to sixteen million children in America and every child deserved a short at the American dream. When every child gets a fair chance at success, AmericanRead MoreEssay on Child Abuse: The Epidemic That Must Cease 1443 Words   |  6 Pages Child abuse is epidemic in many countries as well as the United States. It is estimated that every thirteen seconds a child is abused in some manner: physically, sexually, emotionally or by neglect (Friedman). Each year, there are over 3 million reports of child abuse in the United States involving more than 6 million children. Child abuse can be reduced with proper education of the parents and with greater public awareness. Child abuse is the physical, sexual, emotional mistreatment, or neglectRead MoreIs Discipline A Child Abuse?969 Words   |  4 PagesIs Discipline Child Abuse? What does the word child abuse mean in your own words? Some people believe child abuse includes neglect, punishment, physical or emotional maltreatment. Child abuse is all over the world. Every day a child is either abused or neglected. 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JeffersonRead MoreThe War on Drugs: a Losing Battle?1626 Wor ds   |  7 Pagesthe need for prosecutors and judges also rose which helped boost our economy (Thirty Years of America’s Drug War). Despite these increased arrests and seizures, marijuana and cocaine still poured into south Florida. At this stage, the root of the problem was the Columbian Cartels, and they werent attacked; the DEA (Drug Enforcement Agency) soon realized that they needed to suppress the cartels. In 1982, the DEA went to Columbia to eradicate fields of marijuana and coca plants; these fields were locatedRead MoreElder Abuse1946 Words   |  8 Pagesthe Problem – Elder Abuse in our country is growing in America. All people have the right to live their lives without abuse, neglects, and being exploitations. It should not matter how old we are everyone has value. 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Sunday, December 22, 2019

Contmeporary Ethnic Wear The Indian Sari - 876 Words

Be the sparkle that casts a spell. Subtitle-Celebrate life’s precious moments with timeless elegance. There’s a light when you want to make the world as your own. There’s an aura when you make the world as a stage. This is a new dawn when you allow the world to stare and smile at you. Certainly, you can create a multi-layered appeal through your elegance and extremely charming appeal. Imagine your true color with high-definition; get a stunning and sensational look through the ancient essence of Indian apparel; sari. We tell you how to break the rules and cast a spell of elegance by the contemporary ethnic wear. Indian Sari, with all its classic appeal and new evolution, is simply a treasure chest offers a distinct range of colored elegance, beauty and grace. The vast range of traditional clothing from bold and beautiful classic collection to simple design all is simply to pamper your every moment. Let’s take a look how much your beauty gets appreciation by some tips on wearing the long unique cloth. North Indian Styles You can look breathtaking by the decorative part of Gujarati or north Indian sari. Its specialty lies in its amazing arrangement of pale (the end part), placed at right shoulder. You can wear North Indian Sari in any traditional wedding. It is Well-suited for young women to middle-aged women. Extremely suitable for those who are conscious of their belly fat. It is a style blended with tradition. Dakshini style/south I Indian style - exquisite designs

Saturday, December 14, 2019

The Practice Of Enforced Conformity English Literature Essay Free Essays

string(93) " terrific merchandise of the societal system he belonged to † \( Wharton, 1918:35 \) \." The end of this drawn-out essay is to oppugn the pattern of implemented conformance within the societies depicted by Edith Wharton ‘s The Age of Innocence and Mark Twain ‘s The Adventures of Huckleberry Finn. This paper encompasses the two plants which compare the differences between the social facets of conformance within Twain ‘s Southern provinces of pre-civil war America and Wharton ‘s post-civil war New York. Both writers use the position of their several supporters to reflect on and knock the biass and values of these societies. We will write a custom essay sample on The Practice Of Enforced Conformity English Literature Essay or any similar topic only for you Order Now In The Adventures of Huckleberry Finn, Mark Twain uses the cardinal character of Huck to foreground society ‘s lip service and the manner that faith and morality stifle individuality and free-spiritedness. Huck is invariably indicating out the manner that persons believe themselves to be devout and morally unsloped but, in fact, are by and large hypocritical and dishonest. One of Twain ‘s chief onslaughts is directed against the system of bondage in concurrence with the stereotyping of Negroes at this clip. Huck ‘s voice is used to foreground the unfairness of this system, although, being a merchandise of this society, he besides expresses some of the biass he has learnt. Other characters, such as Jim and Pap, are included to research this subject farther. Puting, imagination and a humourous tone aid to reenforce Twain ‘s review. Wharton uses similar devices to reprobate New York society in late 19th century. Unlike the boylike artlessness of Huck, Wharton ‘s supporter, Newland Archer, is misanthropic and can see rather clearly the mistakes in his community. It is suggested that he would wish to interrupt out of conventional behavior, but does non hold the bravery. Other characters, such as May and Ellen, are used to foreground the harm that the insisting on conformance causes to persons. Wharton besides draws to her readers ‘ attending, the patriarchal nature of this society, its focal point on philistinism, and refusal to alter. Like Twain, Wharton uses symbolism, particularly that of flowers and costume, every bit good as elusive sarcasm, to foreground her observations. Word Count: 330 words Introduction One major facet of human nature is the bias against those who reject social norms. It seems inevitable that the bulk is prejudiced against those who refuse to conform, in order to keep societal stableness and do certain everybody upholds the values that most people portion. There are many different sorts of bias but the chief focal point of two American novels, The Adventures of Huckleberry Finn ( 1884 ) , by Mark Twain, and Edith Wharton ‘s The Age of Innocence ( 1918 ) , trade with prejudice against non-conformists. These authors use a assortment of devices to place readers to be hostile towards such values and conventionality. Couple utilises the supporter, Huckleberry Finn, every bit good as a overplus of secondary characters, such as Pap and Jim, to foreground the unfairness of the bondage system which operated before the civil war. Furthermore, Twain besides critiques the lip service of most people, who claim to take the moral high land, but are, in fact, merely holier-th an-thou. In this text, imagination and sarcasm are used to convey the author ‘s strong message. Wharton employs similar techniques. The supporter, Newland Archer, is portrayed as a coward. He is to the full cognizant of the absurdnesss of his society ‘s insisting on conformance, but can non interrupt off, taking to the calamity of his by and large unrealized life. Minor characters, including Ellen and May, reinforce this major subject every bit good as Wharton ‘s onslaught on the patriarchal nature of her surroundings, and fright of alteration. Like Twain, Wharton weaves into her text, a strong sense of sarcasm and drawn-out imagination. Thus the two texts are really similar in manner and construction, although they deal with really different societies and conventions. The Age of Innocence is set in upper-class New York society in post-civil war America. In this surroundings, people are really proud of their community ‘s accomplishments and reject alteration, which they perceive will endanger the position quo, richness and civilization. Wharton suggests that persons are raised in a civilization that is already to the full established with complex sets of values and categorizations, regulations and prohibitions. The bulk accepts these codifications as normal and natural. Having mastered the complexnesss of the civilization, life is conducted in the channels provided by that civilization. Hence, when anyone attempts alteration or stairss out of these well-worn waies, he or she is rounded upon, condemned and finally rejected. New York in the late 19th century is besides stiffly patriarchal and adult females must be cosmetic, supportive and economically dependent on work forces. In contrast, The Adventure of Huckleberry Finn is set before the civ il war in America ‘s Deep South, specifically along the Mississippi River. Unlike New York, the chief bias here is racial. Most Whites support bondage and are dying to maintain Negroes in their topographic point, for fright that they will accomplish equality and hence overthrow the high quality of the Whites. This society besides prides itself on its moral virtuousnesss and is determined to coerce everyone to conform to the spiritual conventions. Edith Wharton uses a assortment of methods to reprobate New York ‘s society ‘s snobbism and fright of alteration. The supporter, Newland Archer, is Wharton ‘s chief device. In the first chapter, it is rapidly established that he conforms to societal norms, as readers learn that, â€Å" what was or what was non â€Å" the thing † played a portion as of import in Newland ‘s New York. † ( Wharton, 1918: 4 ) However, Newland likes to believe of himself as a non-conformist and feels that he is the â€Å" clearly the higher-up of these chosen specimens of old New York † . ( Wharton, 1918:7 ) Mutely, he mocks those whom he sees as slaves to conventionality. Assorted incidents are used to foreground Newland ‘s disdain. He is frustrated by May ‘s deficiency of independent action when she refuses to run off with him and comes to see her as â€Å" a terrific merchandise of the societal system he belonged to † ( Wharton, 1918:35 ) . You read "The Practice Of Enforced Conformity English Literature Essay" in category "Essay examples" He is unimpressed with May and fascinated by Ellen ‘s exoticness, symbolised by his reaction to her unconventional house, where he felt the lamps imposed a â€Å" bleached shadowy appeal of a room unlike any room he had known † . ( Wharton, 1918:57 ) Another symbol of Newland ‘s flirting with the out danger of the unconventional is the type of flowers he gives to the two adult females in his life, giving flowers was non merely a manner to show wealth, but besides a manner to pass on elusive messages. During his battle with May, Newland sends lilies-of-the-valley to her â€Å" every forenoon on the minute † ( Wharton, 1918:65 ) , while it is traditionally given as a marrying flower to stand for a â€Å" return of felicity † , it besides symbolises artlessness and celibacy ( Gwen ) . The supporter sees May as being naA?ve and guiltless as the white flo wers he gives her suggest. However, during Newland ‘s first visit to Ellen Olenska ‘s place, he gives her a corsage of yellow roses which the supporter ‘s thought â€Å" there was something excessively rich, excessively strong, in their ardent beauty. † ( Wharton, 1918:65 ) as â€Å" he had ne’er seen any as sun-golden before † ( Wharton, 1918:65 ) therefore Wharton, suggests that like flowers reflects on the receiving system ‘s personality and hence the xanthous flowers symbolise green-eyed monster, unfaithfulness and exoticness. Yet, faced with the chance to arise, he lacks the bravery. Rather than contending against society ‘s positions on divorce, he volitionally gives in and decides non to follow her, even though he feels â€Å" an ceaseless indefinable craving † ( Wharton, 1918:183 ) for Ellen. The writer farther high spots Newland ‘s cowardliness and apathy by saying that he â€Å" instinctively felt that in this regard it would be troublesomeaˆÂ ¦to stick out for himself. † ( Wharton 1918:7 ) Newland ‘s unwillingness non to conform is farther extrapolated when he pays lip service to democratic rules, but one time married, reassumes his earlier conventional, patronizing attitude to May ‘s â€Å" artlessness † ( Wharton 1918:119 ) , with the premise that it â€Å" seals the head against imaginativeness and the bosom against experience! â€Å" ( Wharton, 1918:119 ) . Even when he subsequently admits to Ellen that his matrimony is a â€Å" fake † ( Wharton, 1918:199 ) , he blames her for his quandary stating â€Å" You gave me my first glance of a existent lifeaˆÂ ¦ it ‘s beyond human digesting † ( Wharton, 1918: 199 ) . Wharton ‘s oppressing unfavorable judgment of Newland culminates in the concluding pages. The clip is now 30 old ages subsequently and society is radically different. Old snobbisms have been abandoned and he realises that May ever knew about his relationship with Ellen. Yet, now there is â€Å" no ground for his go oning in the same modus operandi † ( Wharton, 1918:289 ) and he has a opportunity of freedom, he is still â€Å" held fast by wont † ( Wharton 1918:290 ) and â€Å" saw into what a deep rut he had sunk. † ( Wharton, 1918:290 ) Indeed Newland has non changed at all ; he is still torn between the feeling that he should prosecute in â€Å" new things † . ( Wharton, 1918:290 ) He is good cognizant that now â€Å" Cipher was shockable adequate † ( Wharton, 1918:290 ) to worry about past injudiciousnesss. However, the supporter still lacks bravery to be true to himself. He seems frozen by inactiveness, highlighted by his failure to see Ellen ‘s flat, as he thinks â€Å" it ‘s more existent to me here if I went up † ( Wharton, 1918:298 ) . Wharton shows how Newland continues at war within himself as he â€Å" all of a sudden heard himself state † . ( Wharton, 1918:298 ) these words. Therefore as the terminal, when he â€Å" walked back entirely † ( Wharton, 1918:298 ) , readers understand the otiose chances of Newland ‘s life as he can ne’er interrupt out of societal norms. As Wharton demonstrates a usage of sarcasm as Ellen â€Å" closed the shutters † ( Wharton, 1918:298 ) , she is symbolically stoping any opportunity that Newland has of altering. Similarly, Mark Twain uses his chief characters to review his society, but is it non the snobbism and the conventions that are attacked, but the lip service. Huck is used as a device to dramatize the struggle between societal or received morality on the one manus, and a different sort of morality based on intuition and experience on the other. Like persons of his age, Huck is written through the position of a kid and although he is doubting of spiritual values, such an immatureness is demonstrated by the supporter ‘s superstitious positions as he heard â€Å" a shade † ( Twain, 1884:4 ) . Despite such beliefs, Huck reflects Twain ‘s agnosticism as he remains stainless by the regulations and premises of society in which he finds himself in. Even though Huck is speedy to knock the absurdness of the universe around him, he does non try to do discourtesy. He is every bit speedy to state us that though the â€Å" widow cried over me, and called me a hapless lost lamb. . . she ne’er meant no injury by it. † ( Twain, 1884:2 ) . Couple presents the supporter ‘s unwillingness to alter after Miss Watson ‘s efforts to â€Å" sivilize † ( Twain, 1884:1 ) him, but shortly reverts back to his old wonts after populating with his male parent. The struggle between the subjugation of civilization and â€Å" natural life † is introduced in the first chapter through the attempts of the Miss Watson, who tries to coerce Huck to have on new apparels, give up smoke, receive an instruction and larn the Bible. Couple nowadayss both Miss Watson and the Widow Douglas as being highly conservative, invariably seeking to learn Huck the ways of a spiritual society which he finds â€Å" boring and only † ( Twain, 1884:3 ) , whereas Huck is represented as being out traveling and free spirited. Twain uses an analogy to depict Huck ‘s antipathy for the inefficiency within supplication as Miss Watson tells Huck â€Å" to pray every twenty-four hours, and whatever I asked for I would acquire it. But it war n’t so. I tried it. Once I got a fish-line, but no hooksaˆÂ ¦ . I tried for the maulerss three or four times, but somehow I could n’t do it work. † ( Twain, 1884:4 ) Here, Twain suggests that Huck is unable to hold on the construct of formal faith. Furthermore, Huck ‘s refusal to remain at the Grangerfords reveals his inability to settle down as he says, â€Å" there war n’t no place like a raft † ( Twain, 1884:5 ) Therefore, Huck is used to show the writer ‘s chief message that the barbarian manner of life is more desirable and morally superior to the corruptness of purportedly civilized American society. Wharton besides subverts the mythology of America as a new, democratic society. America is supposed to be an uninhibited â€Å" heaven † as opposed to the stiff European â€Å" snake pit † experienced by Ellen. However, the writer suggests that people have in fact imported the â€Å" old † category differentiations and snobbism from Europe. â€Å" Old † New York society has an ambivalent attitude towards the â€Å" new † rich. Peoples admire Julius Beaufort because he is affluent but despise him because he is self-made, despite the fact that he has gained societal reputability by get marrieding into the celebrated Mingott household, he is ever at the outer peripheries of society and considered slightly disreputable. The possibility of a new beginning is symbolized by Newland and Ellen ‘s interlude in the Patroon ‘s house. The original Dutch governor ‘s bungalow embodies the possibility that the twosome can get away the yesteryear. In contrast, the new wave der Luydens are one of the most well-thought-of households because of their European lineage, epitomised by their â€Å" high-ceilinged white-walled Madison Avenue drawing-room, with the picket brocaded armchairs so evidently exposed for the juncture, and the gauze still veiling the ormolu mantle decorations † . ( Wharton, 1918:42 ) Their seal of blessing is needed to derive societal acceptableness, shown when their invitation to Ellen allows her to come in New York society as they delivered her an envelope that â€Å" contained a card ask foring the Countess Olenska to the dinner † ( Wharton, 1918:7 ) . However, she shortly discovers that this surroundings is merely as stiff and stratified as Europe, as Newland explains, â€Å" New York Society is†¦ ruled, in malice of visual aspects, by a really few people with- well- instead old- fashioned ideasaˆÂ ¦ † ( Wharton, 1918:89-90 ) Wharton shows that alteration is rejected as a d estabilising influence. In the first chapter, Ellen is seen have oning an unfamiliar European style-dress which attracts â€Å" undivided attending † ( Wharton, 1918:10 ) . The disapproval of such new manner is emphasised when Miss Jackson notes, â€Å" aˆÂ ¦In my youthaˆÂ ¦ it was considered vulgar to dress in the newest fashionsaˆÂ ¦ † ( Wharton, 1918:211 ) . Wharton points out the inevitable alteration of society by showing a contrast at the terminal of the book ; Dallas Archer has married Julius Beaufort ‘s bastard girl, Fanny which would hold one time been considered wholly unacceptable. The writer even points out the comparing between Fanny and Ellen as the former â€Å" had won [ New York ‘s ] bosom much as Madame Olenska had won it 30 old ages before † ( Wharton, 1918:260 ) . However, now â€Å" alternatively of being distrustful and afraid of her, society gleefully took her for granted. â€Å" ( Wharton, 1918:260 ) . As Newl and reflects, â€Å" Peoples presents were excessively busy with reforms and â€Å" motions, † aˆÂ ¦ to trouble oneself much about their neighbors. † ( Wharton, 1918:291 ) Therefore, the fact that such a respected and conventional household such as the Archers became connected to â€Å" Beaufort ‘s assholes † ( Wharton, 1918:291 ) is used to bespeak how stiff New York society one time was and how much it has changed. An built-in portion of Wharton ‘s review is the repression of adult females. Late 19th century New York society is steadfastly patriarchal. Womans are expected to be inanimate, cosmetic and pure. Wharton uses costumes to foreground these outlooks as May is instantly introduced as â€Å" a immature miss in white † . ( Wharton, 1918:5 ) This symbolism suggests her artlessness and fidelity towards her hereafter partner. In contrast, Ellen is subsequently introduced as have oning a â€Å" dark bluish velvet gown instead stagily caught up under her bosom by a girdle with a big antique clasp. † . ( Wharton, 1918:7-8 ) This description instantly highlights Ellen ‘s refusal to conform and so openly ask foring attending which is a complete contrast to May ‘s costume, proposing her deficiency of conformity of the gender stereotype. Furthermore, adult females are expected to get married and stay so, nevertheless severely they are treated. Wharton emphasises the m anner work forces patronise adult females through the relationship between Newland and May. He notices his married woman ‘s narrow involvement while in London with annoyance, where â€Å" nil interested her but the theaters and the stores. † ( Wharton, 1918:160 ) and patronizingly teaches her about art. Women within New York society besides have to be compliant and supportive of their hubbies, irrespective of their partners ‘ behavior as â€Å" May ‘s lone usage of the autonomy she supposed herself to possess would be to put it on the communion table of her wifelike worship. † ( Wharton, 1918:160 ) Wharton besides presents the meeting of individualities of adult females with their hubbies through the word picture of the new wave der Luydens who â€Å" were so precisely alike that Archer frequently wondered how, after 40 old ages of the closest conjugality, two such merged individualities of all time separated themselves plenty for anything every bit controversial as a talking-over.. † . ( Wharton, 1918:43 ) The rebellion against gendered stereotypes is by and large opposed, as shown when Ellen is condemned for take a firm standing on divorce. There are some exclusions, for illustration, Mrs. Manson Mingott, whose â€Å" influence is great throughout her household † ( Wharton, 1918:206 ) , because she is affluent and does non present a menace to societal convention yet even she refuses to assist her girl, Regina when Beaufort runs off with Fanny. Miss Manson Mingott abandons her girl, claiming that their household name was tarnished by such an incident as she says â€Å" It was Beaufort when he covered you with gems, and it ‘s got to remain Beaufort now that he ‘s covered you with shame. † ( Wharton, 1918:223 ) Furthermore, this intervention of adult females produces societal tensenesss. Newland desires Ellen, who is sexually experienced, and had a affair with Mrs. Rushworth who was his rational e qual. However, if he wants to keep male high quality, he has to accept May and the deficiency of fulfillment he knows he will see throughout his married life. It is through the creative activity of these characters that Wharton critiques her patriarchal society. Wharton ‘s society is brewing with lip service, as money buys non merely regard and human value but besides free scope to populate without effects. In the novel ‘s society, value and individuality are rooted in philistinism and lip service, bespeaking non merely a crisis of subjectiveness on the degree of the person but besides suggesting at a larger prostration of human relationships in general. Like Wharton, Twain besides condemns the lip service of the spiritual. However, the onslaught is much more biting, even though the tone, created through Huck ‘s voice, is humourous and purposes to satirically mock the values presented by the supporter. In the first chapter, Miss Watson introduces Huck to â€Å" the bad topographic point † ( Twain, 1884:3 ) , while the supporter, could non â€Å" see no advantage in traveling † ( Twain, 1884:3 ) to Heaven. Twain indicates that despite the caretakers ‘ purposes, Huck ne’er sees any existent weight in faith and treats the construct of Eden and snake pit as a myth. Subsequently, when the mountebanks, â€Å" Duke † and â€Å" King † , convert a spiritual community to give them money so they can â€Å" change over † their non-existent plagiarist friends, the God-fearing common people are easy fooled as King â€Å" went all through the crowd with his chapeau † ( Twain, 1884:171 ) roll uping money and is subsequently offered adjustment. Therefore, King and the Duke are used to stand for those con-men who use faith in a corrupt mode, for self-gain. The chapters where Huck meets the Grangerford and Sheperdson allows Twain to utilize sarcasm in order to reprobate certain facets of purportedly civilized America. Both households represent the wealthy and educated and uncover the senseless ferociousness and gratuitous slaughter involved in their arbitrary construct of honor. The dignified Colonel Grangerford, who is eager for the glorification to be gained from hiting â€Å" a few buck-shot â€Å" ( Twain, 1884:141 ) at a Shepherdson household member, unquestioningly believes in devaluating human life, emphasized by the Twain ‘s suggestion of the feud is so arbitrary that the households do non even know why they are contending ( Q ) . Both feuding households are church departers and in one discourse where both the households â€Å" took their guns along â €  ( Twain, 1884:142 ) , given by Mr. Grangerford he speaks of â€Å" brotherlike love † ( Twain, 1884:142 ) while, hypocritically, encourages the slaying of the opposing household. Twain satirise this by showing Huck ‘s oblivion to spiritual values, crying that â€Å" it seem aˆÂ ¦to be one of the roughest Sundays, I had run across yet † ( Twain, 1884:142 ) , when compared to the household ‘s positive remarks about the â€Å" good discourse † ( Twain, 1884:142 ) . Through this averment, it can be suggested that Twain is resentful towards the contradiction of spiritual values, which is reinforced by the in writing description of the confrontation as Buck recalls that â€Å" his male parent and his brother was killed, and two or three of the enemy. † ( Twain, 1884:148 ) intended to floor the readers and reinforce Twain ‘s point that God-fearing and self-proclaimed observant Americans feel justified in utilizing such ferociousness. This incident is besides in marked contrast to the breeding of Wharton, who ne’er references force. This comparing clearly indicates the different nature of these two respective societies – the abrasiveness of the South and the polish of New York – even though both claim to be, in comparing with aliens, civilised. Another major unfavorable judgment of Twain ‘s society is the unfairness of bondage. In The Adventures Huckleberry Finn, The writer uses sarcasm to show that bondage is supported by even the most â€Å" moral † of characters. Miss Watson, an educated and devout Christian adult female, is besides a slave proprietor, connoting that people who regard themselves as morally unsloped believe that bondage is justified inkinesss are purportedly racially inferior and is willing to sell Jim â€Å" down to Orleans † ( Q ) for eight-hundred dollars. Furthermore, the word picture of Pap reinforces the connexion between hapless moral character, racism, and the credence of bondage. He is portrayed as, non merely a racialist, but besides, a rude, self-involved rummy and kid maltreater. As he says â€Å" I was merely approximately to travel and vote myself if I war n’t excessively imbibe to acquire at that place ; but when they told me there was a State in this State where they ‘d allow a nigger ballot, I drawed out. † ( Twain, 1884:36 ) The writer presents how visual aspect and clamber coloring material are the lone standards considered by the societies of the South when finding who is afforded rights in comparing to the black â€Å" p’fessor † ( Twain, 1884:36 ) from the northern province of Ohio. It appears that regardless of how immoral and depraved a white adult male might be, he is still afforded more power than that of a moral black character wish Jim as he is immediately blamed for the â€Å" slaying † of Huck. Therefore exemplifying how society is speedy to fault persons who are socially underprivileged. Here, Twain ‘s really willingness to portray a morally unsloped character like Jim, whose predicament is intended to convey understanding, presents an attitude that is doubtless anti-slavery. In contrast to Pap ‘s changeless maltreatment of his boy, Jim is shown to lose his household as he â€Å" was frequently moaning and mourning that manner, darks, when he judged that [ Huck ] was asleep † ( Twain, 1884:201 ) as he realises that he â€Å" ai n’t of all time gwyne to see † ( Twain, 1884:201 ) them of all time once more. Twain emphasizes Jim ‘s superior moral facets to Huck ‘s male parent by showing the character ‘s compunction in penalizing his girl, ‘lizabeth, after gaining that she is deaf and was hence, unable to listen to his demands. True the supporter does express racist attitudes towards Jim when he says â€Å" I would n’t agitate my nigga, would I? – the lone†¦ nigga I had in the universe, and the lone belongings. † ( Twain, 1884:279 ) However, Twain indicates that Huck is merely a kid who has been influenced by societal bias as he is raised within a deeply bigoted society. While The Age of Innocence and The Adventures of Huckleberry Finn are really similar in manner and building, the chief difference occurs in the usage of imagination. Wharton uses the coloring material â€Å" white † to symbolize pureness and artlessness, as exemplified in May ‘s costumes as she dresses in â€Å" white and splinter † ( Wharton,1918:53 ) and the â€Å" corsage of lilies-of-the-valley † ( Wharton,1918:5 ) she receives from Newland. In contrast, Twain uses the thought of â€Å" white † to sabotage the racial bias practised by the white Southerners. Pap Finn represents the worst facets of white society as he is illiterate, nescient, violent, and deeply bigoted. As Huck remarks, his male parent is â€Å" white ; but non like another adult male ‘s white, but a white to do a organic structure ill † . ( Twain, 1884:25 ) Here, the sickening deathlike lividness of Finn ‘s tegument underscores Twain ‘s disapprobation of the Whites who feel that they are superior to inkinesss, merely because of the coloring material of their tegument. Conversely, the black professor from Ohio is described as have oning â€Å" all right apparels † , â€Å" a gold ticker and concatenation, and a silver-headed cane † and is able to â€Å" speak all sorts of linguistic communications, and knowed everything † ( Twain, 1884:36 ) . This clearly educated adult male is able to vote whereas Pap takes his privileges for granted, warranting his failure to vote by stating he was â€Å" excessively intoxicated † ( Twain, 1884:36 ) . In set uping the contrast between Pap and the Negro, Twain overturns the traditional positions of his clip which suggests that the color white, non black, is associated with immorality. Decision Clearly, The Adventure of Huckleberry Finn and The Age of Innocence are really similar in the manner they present vesicating reviews on their several societies. Both Wharton and Twain use a wide-ranging assortment of different schemes to convey their message. The word pictures of major and minor characters illustrate how persons react and are affected by biass. In Wharton ‘s instance, the memorable supporter, Newland Archer, is bogged down by society ‘s fright of alteration, whilst Twain ‘s Huckleberry Finn subtly remarks on the unfairnesss of his society through the infantile eyes of artlessness. Furthermore, linguistic communication, manner and symbolism reinforce the unfavorable judgments. Readers of both plants are invited to reason that conformance, bias and lip service are unacceptable values for any society to keep and tolerance and fairness are far more preferred. How to cite The Practice Of Enforced Conformity English Literature Essay, Essay examples

Friday, December 6, 2019

Google Glass Video Shoot and Camera Clicks

Question: Discuss about the Google Glassfor Video Shoot and Camera Clicks. Answer: Drawbacks Eminent in Google Glass Google glass is an optical device which has a head-mounted display brought in 2012. However the device was not accepted with complete appreciation as the device was not providing as much promised. It was again brought up in 2015 with some updated features. The devices provides many features like Google maps, video shoot, camera clicks, video calls, 2GB RAM, auto backup on online album and12 new apps to assist. The Google glass is not yet much popular among people. Nevertheless, the glass is being fairly used by many of the field workers and supervisors in their daily industrial work. There have been some questions raised on privacy issue as the device can capture instance without anyone hitting the idea of getting filmed (Hong, 2013). Research Questions What Potentials does the Google Glass have? The device is a complete package of potentials. Google glass can be very effective for blind people. The industry workers who have to be provided with tablets for training or other purpose could use it. People can go hands-free for skydiving and rides (Lv, 2014). What are the Possibilities for its failures? Its health issues, privacy problems and people not feeling comfortable in wearing it. Some other issues highlighted are cost in lined with the efficiencies provided, driving wearing it inadequate battery life, and head-tilt issues. How can malfunctions Addressed be Solved? The issues addressed could be worked out with some more effective technologies applied along with some regulation. The glasses can be worn occasionally to avoid health issue. The glass can show some sign while shooting avoiding privacy issues. Who all Can Gain maximum Output? With some more effective improvements the device could be useful for workers at industry, blind people, and most importantly the astronauts who indeed need such a device. Teachers and doctors can too use it in their respective fields (Glauser, 2013). References Glauser, W. (2013). Doctors among early adopters of Google Glass.Canadian Medical Association. Journal,185(16), 1385. Hong, J. (2013). Considering privacy issues in the context of Google glass.Commun. ACM,56(11), 10-11. Lv, Z., Feng, L., Li, H., Feng, S. (2014, November). Hand-free motion interaction on google glass. InSIGGRAPH Asia 2014 Mobile Graphics and Interactive Applications(p. 21). ACM.

Friday, November 29, 2019

Practice and Enforcement of Power in the Modern Information Age

Table of Contents Introduction Blackness and Power Language and Superiority. Trading of a basic need for power Alternative lawfulness Conclusion Works Cited Introduction There are a variety of ways in which one can exercise power. The most common means that have been employed were to force subjects into submission by causing pain or an uncomfortable situation that the subject would not bear. The exercise of power involves two parties.Advertising We will write a custom essay sample on Practice and Enforcement of Power in the Modern Information Age specifically for you for only $16.05 $11/page Learn More The inferior who is always forced into submission and the superior who causes the power enforcement. This trend in exercising power has been a character of most countries that colonize others. However, this is not an absolute solution in itself. The question of race brings a clearer picture of this situation. There exists a division in the human beings that suggests that some races are superior to others. The means with which one administers influence over another varies with the environment involved in that situation. However, whoever wins in the power game practices dominion over the subdued, thus changing every aspect of the victim’s life. Historically, this has been a way with which identities of a people have been completely lost or given a new course because one person may perceive another one’s practice as inferior. The inferiority mind that one creates over another is intended bring change. To a great extend, as the world realizes more civilization, even the people long thought to be inferior gains some insights in knowledge and the result is that they question the power and leadership of the superior man. This is the root of colonialism. Man has tried to solve the paradox of power enforcement since time immemorial. Through generations, kings rose against one another ending into unaccountable damages. This w as the physical means of perpetuating power. To the contrary, was it the reason the many countries and people failed to bring forth the question of decolonization even after the departure of the colonist? Blackness and Power Racism. This is the outcry one race. But is racism relative in the current world. Why is mentioned anyway if truly it exists, how is it exercised among people? This has been the biggest question if not a puzzle to answer. A black man is passing and young white kid is busy pestering its mother of the presence of the black man. In an oversight, the black man realizes an aura existing and decides to act rebelliously.Advertising Looking for essay on political sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More The irony here is that once upon a time, the white kid’s ancestors ruled over the black man with an iron fist. In the face of scorn, this man has nothing to do with his situation; indeed there is a power fl ow from the white kid to the black adult, with no weapon or brutality involved physically. The assault the kid causes has remarkable implications. The psychological affliction that is left on the mind of the black man leaves them asking questions if they are savages or the outcasts of the society. Nevertheless, if the power that transpires between a black and white man draws such feelings, why then do we sometimes have a black man with some status in society exercise the same against fellow blacks. Initially the family fabric among blacks cherished brotherhood; no one person was supposed to belittle another. As a result there is agreement that oppression of a black man by a black man is anti-black mannerism. If the mannerism that one black man exercises over another is not the norm of the African society, what then could be the source of the oppression? The answer to the above lies in the quest of colonialism. This is an aped character which is a result of colonialism. Although, dif ferences may exist between two Africans, they are both inferior in the eyes of a white man. Drawing from the example of an elite African and his friend, which one among them exercises without physical involvement another? The answer is none among the two! Therefore, who actually is credited with that power? It is the white man? He rules through causing the two to stratify societies causing inferior groups among â€Å"the inferior†. It has been long since slavery was abolished. But in day to day speech, the word still escapes the lips of a few. However, the context in which it is applied does not reflect the cotton plantations of the 19th century America. By way of example, who taught a black man that his color is undesirable? Is it not his struggle to look like a white man that makes him think that he has a bad color? Doesn’t this result to justification of a conclusion that a black man is a modern day slave in his own â€Å"color plantation†, after the real sla ve world in the cotton plantations.Advertising We will write a custom essay sample on Practice and Enforcement of Power in the Modern Information Age specifically for you for only $16.05 $11/page Learn More Thus the idea of slavery is still being exercised today not in slave ships but silently in the mind of the black, without the physical abuse that was commonly associated to slaves. In fact the power of it today is more brutal to the black man than the physical brutality that the ancestors of the black man encountered (Fanon 17-41). Language and Superiority. A language helps people to communicate. It does not matter it the language is native or foreign. To a large extent, language is an expression of culture solidity. Sometime we say that the power of a language is an expression of a longing of one person to adopt a cultural modification. Examples are borrowed from the languages spoken by the former colonies of the European nations where most the lang uages called â€Å"national languages† are not natives. Because of the influence of the owner in a language power is exercised. The trick employed by most people is cause someone to speak your language and you can manipulate them the way you desire them to. Power of language here has been used figuratively to mean the owner of making someone act the way your own way. The figure in the language as employed means many aspects. One of the aspects is that one creates an inferiority state in another so that looking at his/ her own culture, what he sees is not only despondency but also hatred. Some people leave their native countries and travel abroad particularly to their former colonies for studies or special trainings in various fields. After spending some time in those foreign lands they would come back with pretence that they have forgotten their native languages and adopted the foreign one. The dialect completely changes and assumes no trace of the local language as was spoke n before departure. Because someone thinks that he has acquired and mastered it, presumes equality to a superior race which he doesn’t belong to. One thing that is forgotten by the victims of this is that they lose identity. They are tone between acting native and foreign. Since they want to please even the real speakers of the language, sacrifices are made such that the native will lose his identity and adopt the identity of a superior race.Advertising Looking for essay on political sciences? Let's see if we can help you! Get your first paper with 15% OFF Learn More On the other hand, blacks have long been seen as uncivilized communities. Their intelligence has been questioned for many centuries. Their ways have been equated pre-historic forest dwellers that are at the moment slightly above the primates. How can they therefore, disapprove the Whiteman that they can also learn and even learn better than the superior race? Knowing that they cannot exercise real physical power over the whites, they would rather use their language skills to equate themselves to the whites just to create a fair tension in power without any violence or weapons involvement. That is how the black man fights the white man. He gets satisfied by exercising his power by the use of a language well mastered (Fanon 108-141). Trading of a basic need for power One way of handling colonization is by defying its systems and institutions. But what do we decolonize people from? Colonization in the early days was characterized with brutality. Today, colonization is taking place insi piently and with more repercussions than it was even realized. Having seen the threat and challenge, the colonist still wants to dominate the scene. The person who was thought was inferior has finally adopted the culture imposed on him and at the moment is a potential competitor to the colonist. The colonist faces, two challenges. In the first, place he has to dominate but not violently. But he realizes one weakness in the colonized; he doesn’t have necessary technology, he still clings to cultural practices. He devices a way to perpetuate his dominance by raising one of their own in order to rule. The colonist hides in the colonized elite to rule against his people but using the ideas of the colonist. Hence no force is used but the colonist still rule. At this stage propaganda is the main tool used (Foucault 258-273). Alternative lawfulness Punishment application has been mostly used to correct criminals. The study has proved otherwise that alternative treatment of the body can yield a corrective result not necessarily by employment of creation of a harsh environment. A human body is thought to exist in two parts; the physical and tangible body, which for a long time has been thought when subjected to harsh treatment, produces a result. The second of the human body is the soul. The soul in this context is the intangible being which is determined by the environment that a person is in. thorough study has shown that it is rather healthy to cause a change to the to the soul part of the human body than physically abusing the physical body. This is done by the employment of the fact that through subjecting the physical body to a series of trainings, the soul part becomes accustomed to some knowledge change. If for instance a criminal is just confined behind bars without contact to the outside world, science has shown that it produces more corrective means than subjection of a person to physical abuse. Examples for this part are hardcore criminals coming int o being when subjected to harsh prison environments. These people come out more dangerous than they entered. An alternative means is to cause change through imparting some knew knowledge insights in (creating a new soul) in someone like an inmate. Teach them something productive while they are confined and they will come out changed people than treating them harshly, only create a dangerous person (Fanon 109-141). Conclusion Practice and enforcement of power in the modern information age has taken a new dimension. This owes its success to the application of new thoughts into the being of a human. As such methods grow in popularity, we move away from the industrial age notions of exercising power through physical punishment of the body. Just have a desire to modify someone’s traditions or customs through incentives so that they cannot even realize that you exist. Let your power move unnoticed and with time change will take its natural course. Works Cited Fanon, Frantz. Black S kin, White masks. 2008. June 30, 2011 Fanon, Frantz. The Wretches of the Earth. 2008. June 30, 2011 Foucault, Michel. The History of Sexuality: right over death, 2008. June 30, 2011. This essay on Practice and Enforcement of Power in the Modern Information Age was written and submitted by user Bethany W. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Monday, November 25, 2019

Qué es TPS y beneficios migratorios a centroamericanos

Quà © es TPS y beneficios migratorios a centroamericanos El Estatus de Proteccià ³n Temporal, conocido como TPS por sus siglas en inglà ©s, es un beneficio que otorgan las autoridades de Estados Unidos a migrantes indocumentados de determinados paà ­ses en donde existe una situacià ³n grave de inestabilidad, como una guerra civil o un desastre natural. No todos los migrantes indocumentados procedentes de paà ­ses en conflicto pueden beneficiarse de un TPS. Las autoridades de Estados Unidos deben emitir una declaracià ³n formal extendiendo proteccià ³n TPS a los nacionales de un paà ­s en particular. Puntos Clave: TPS El TPS es una proteccià ³n temporal otorgada por el gobierno de los Estados Unidos a los migrantes de paà ­ses en situaciones de inestabilidad grave.Beneficios migratorios por TPS: los migrantes no pueden ser deportados, cuentan con permiso de trabajo y pueden solicitar permiso para viajar fuera de EE.UU. y regresar.Paà ­ses centroamericanos amparados bajo TPS: El Salvador, Nicaragua y Honduras.  ¿Quà © paà ­ses tienen TPS? En la actualidad, los ciudadanos de 10 paà ­ses pueden beneficiarse de un TPS, en tanto reà ºnan los requisitos establecidos en sus respectivas declaraciones de Estatus de Proteccià ³n Temporal: El Salvador, Haità ­, Honduras, Nepal, Nicaragua, Siria, Somalia, Sudn, Sudn del Sur y Yemen. En estos momentos, la situacià ³n del TPS para El Salvador, Nicaragua, Haità ­ y Sudn es voltil debido a que la administracià ³n del Presidente Donald Trump dictaminà ³ el fin del programa, pero la orden preliminar de una corte de distrito impide, por el momento, la ejecucià ³n de dicha decisià ³n.  ¿Cules son las protecciones migratorias para los migrantes con TPS? Las protecciones migratorias para los migrantes indocumentados con TPS aprobado o elegibles para TPS son las siguientes: No pueden ser deportados ni detenidos por razones migratorias.Tienen derecho a un permiso de trabajo conocido como EAD.Pueden obtener un permiso para viajar fuera de EE.UU. y regresar.Pueden solicitar un nà ºmero del Seguro Social y sacar la licencia de manejar. Sin embargo, un TPS no es un camino directo hacia la tarjeta de residencia permanente, conocida como green card. En otras palabras, un TPS no se convierte en una green card al cabo del paso del tiempo y de manera automtica. Tampoco es un camino hacia la ciudadanà ­a estadounidense. Cabe destacar que, como condicià ³n indispensable para obtener los beneficios del TPS, es obligatorio estar en Estados Unidos en el momento en que se produce la declaracià ³n de las autoridades estadounidenses otorgando TPS a un determinado paà ­s. En otras palabras, el TPS no beneficia a los migrantes que llegaron en fecha posterior a dicha declaracià ³n. Tambià ©n es imprescindible haber solicitado el TPS en los 18 meses siguientes al inicio del programa y haber solicitado la extensià ³n cada vez que se decretà ³ la misma. Situacià ³n de TPS para salvadoreà ±os El TPS para El Salvador se aprobà ³ en 2001 y desde entonces se extendià ³ en sucesivas ocasiones. En la actualidad, unos 200.000 salvadoreà ±os se benefician del mismo, aunque estn en riesgo de perderlo. En enero de 2018, el Departamento de Seguridad Interna (DSH, por sus siglas en inglà ©s) anuncià ³ que no iba a extender el TPS para El Salvador y que este caducarà ­a en septiembre de 2019. Sin embargo, segà ºn una orden preliminar en el caso Ramos et al v. Nielsen et al, el DHS no puede poner fin a la proteccià ³n de TPS. Mientras tanto, para los salvadoreà ±os que pidieron la à ºltima extensià ³n de su TPS, tienen que haber recibido la carta Notice of Continued Evidence of Work Authorization enviada por USCIS. Esta puede presentarse junto con el permiso de trabajo como prueba de que se est autorizado para trabajar en Estados Unidos. Las personas que no han recibido la carta y cumplen los requisitos (como haber solicitado la extensià ³n del TPS dentro de plazo a principios de 2018) pueden solicitarla marcando al 1-800-375-5283 o comunicndose con Emma, la asistente virtual de USCIS. TPS y beneficiarios nicaragà ¼enses La situacià ³n de los nicaragà ¼enses con TPS es similar a la de los salvadoreà ±os. El gobierno de EE.UU. anuncià ³ el fin de ese programa el 5 de julio de 2019, pero la orden preliminar de una corte de distrito del norte de California ha dejado, por el momento, vigente el programa, y se est a la espera de futuras decisiones judiciales. Mientras tanto, entre 2.500 y 5.000 nicaragà ¼enses siguen amparados por el TPS con permisos de trabajo con fecha de vencimiento de 2 de abril de 2019. El gobierno de Estados Unidos concedià ³ el TPS para Nicaragua en 1999, despuà ©s de que el huracn Mitch devastà ³ el paà ­s. Pudieron acogerse al programa los nicaragà ¼enses que demostraron haber ingresado a EE.UU. el 30 de diciembre de 1998 o antes y haber estado en el paà ­s de forma continua desde el 5 de enero de 1999. TPS para hondureà ±os A mediados de 2008, el gobierno de Trump extendià ³ el TPS para hondureà ±os hasta el 5 de enero de 2020. Aproximadamente unos 57.000 hondureà ±os tienen TPS, bajo la resolucià ³n que fue aprobada en 1998 tras los desastres provocados en su paà ­s por el paso del huracn Mitch.  ¿Quà © pueden hacer los migrantes con TPS para arreglar sus papeles? Teniendo en consideracià ³n que el TPS no se convierte nunca automticamente en una tarjeta de residencia permanente y que existe la amenaza real de que el TPS caduque, es conveniente explorar si existen posibilidades de quedarse en Estados Unidos legalmente. En primer lugar, es posible para algunos migrantes ajustar su estatus cuando hay una peticià ³n. Por ejemplo, una solicitud de papeles presentada por un ciudadano estadounidense para su cà ³nyuge o por un hijo nacido en EE.UU. mayor de 21 para su padre o su madre. En ambos casos, para que sea posible el ajuste de estatus es necesario que el migrante haya ingresado legalmente a EE.UU., aunque luego se hubiera convertido en indocumentado al no salir dentro del plazo autorizado. Cabe destacar que los migrantes que ingresaron a EE.UU. cruzando ilegalmente la frontera no pueden ajustar su estatus por peticià ³n de cà ³nyuge ciudadano ni de hijos ciudadanos. Estas peticiones deben finalizarse en una embajada o consulado de EE.UU. y esa salida del paà ­s lleva aparejada, en muchos casos, que se active el castigo de 3 a 10 aà ±os que impide regresar por ese tiempo. La à ºnica excepcià ³n son los migrantes que califiquen para obtener un perdà ³n provisional por dureza extrema antes de viajar fuera de EE.UU., ya que aunque tendrà ­a que salir del paà ­s para presentarse a la entrevista en un consulado podrà ­an regresar inmediatamente despuà ©s de la misma. En segundo lugar, serà ­a posible para algunos migrantes acogerse al asilo polà ­tico. Aunque en principio hay que solicitarlo en el plazo de un aà ±o desde que se ingresa a EE.UU., el TPS paraliza ese cà ³mputo, ya que es una circunstancia extraordinaria que, en el lenguaje legal del asilo, para el reloj. En tercer lugar, los migrantes que son familiares inmediatos de un ciudadano que sirve en el Ejà ©rcito de los Estados Unidos o es veterano o reservista podrà ­an regularizar su situacià ³n y sacar la green card por medio del programa conocido como Parole in Place. Finalmente, los migrantes và ­ctimas de ciertos crà ­menes podrà ­an obtener beneficios migratorios a travà ©s de la visa T para casos de trfico humano. Esta opcià ³n tambià ©n aplica para la visa U, para casos de personas que han colaborado en la resolucià ³n de ciertos crà ­menes o la condena de los victimarios, asà ­ como el programa VAWA para và ­ctimas de violencia domà ©stica para cà ³nyuges de ciudadanos o residentes permanentes legales. En algunos casos esta proteccià ³n tambià ©n se extiende a los padres e hijos de los mismos. Es importante evitar ser và ­ctima de fraude de asesores no calificados que juegan con la desesperacià ³n de los migrantes. Es recomendable consultar el caso de cada persona con un abogado calificado o un representante acreditado por el Departamento de Justicia. Este es un artà ­culo informativo. No es asesorà ­a legal.

Thursday, November 21, 2019

Politics. Who Has The Right To Rule Essay Example | Topics and Well Written Essays - 1250 words

Politics. Who Has The Right To Rule - Essay Example It is the understanding of ideas, knowledge, acquaintances and distribution of resources among people in a group. It can be said as the play that analyze who should get what, when, how and why and that can be on basis of the concepts canalized by power, justice, conflicts, sovereignty and decision making. An article of collective authors tells about the politics is, "The word politics comes from the Greek word "polis", meaning the state or community as a whole. The concept of the "polis" was an ideal state and came from the writings of great political thinkers such as Plato and Aristotle." (Aristotle, 1996) Though politics actually is to achieve an ideal society, which is a difficult practice, or a tough aim and might an impossible job to achieve. Despite the fact that politics counts the ideas and other innovative thoughts to aim for making the society more and more better. Public concerns allow politics to manage public by making code of conduct for living and managing lives in particular areas. These conducts resolute the local and international conflicts through debates and compromises proving by law made by the politicians who rules. These rise in social existence of public relations among the local and international communities. By tradition the global governments in every state, concerns a lot about the foreign and local public affairs. They tend to get engage with the conflictions and co-operative communities in a manner to make more conducts in means to create or develop a tremendous society, community, governmental organizations, and making ready the individuals for global cor porations and civil society groups. Usually politics and politicians are the resources known to be the counters of operating public with the collective organization of social existence. Political study and foreign affairs teaches the pubic different political philosophies that are applied upon the inter-state public using casual theories for which public responds normally in an appreciative manner. Political philosophy or normal political acts are all about the public values against the normal living conducts of general public in that particular society. Those conducts may deal differently for the same general publics in different states and though the conduct for these living might only rule if and only if those conducts are approved both historically or analytically by global investigation. Explanatory political theory or positive politics deals with the positive act of the government for the sake to provide more and more advantages to domestic public and encourage the young ones to achieve their aims by guiding them the right path. This act is being taken optimistically only by the creations and developments of fully equipped institutions and other general mechan ism forces. Study of Historical events occur around the globe, political behaviors seen on different acts and events in countries, the performance of political and governmental institutions, the steps and other processes of politicians and last but not least the output or response of public and government and its regulatory structures are collectively combine in Political analysis or political science. Though its kind of a degree for a politician to gain the objective knowledge by differentiating and learning all the meanings between political facts and their values to rule a state. However this is a difficult task for student to gain knowledge about the political theories, its facts and the understanding for their values by bias means and having reliable data, as corruption is also the second name of politics. Building blocks of the knowledge in political field are only the models, theories and concepts about the tools of political analysis. Case studies

Wednesday, November 20, 2019

Marketing and Consumers Priorities Essay Example | Topics and Well Written Essays - 1000 words

Marketing and Consumers Priorities - Essay Example I can get the information regarding new courses as well as happenings and I can contact my overseas friends through e-mail. I can use the computer for chatting with my friends. I know the information and news through websites. I use the computer and it's accessories to see the news papers and news portals and scan as well as download the required images and content. Using a printer I can take printouts of the content I need for my job. I can keep myself and my company connected to different news agencies so that they keep us update with the latest news. I can design a greeting card of my own in my computer and hence I can use it for commercial purposes. With the computer we can do the audio, video mixing and get the compact discs and DVDs of my own. Reading books through internet can help in reducing the burden of purchasing them though we cannot avoid the purchasing of all the books. Being connected with libraries and universities, one can get access to lot of amount of literature t hrough electronic libraries. The brand of the computer I have brought is Compaq and the printer belongs to Hewlett Packard. The scanner also belongs to Hewlett Packard. ... The needs of other customers differ from that of mine and they differ in case of personal use as well as commercial ones. They use the same computer to produce some advanced and innovative products and they develop the business through computerizing their activities. For example, the banking sector, telecommunications, travelling and tourism, medical sector, Video games, washing machines, aero planes, cruise services, planning and scheduling, weather analysis also find applications with computers and accessories. For Example a tour operator uses the computer for reservations and booking of hotel rooms, train, and aeroplane tickets through computer. The telecommunication sector is also utilizing the computerized and now a days the presence of number of telephone operators created a competition between them to provide different services to the people. Internet service providers, internet cafes use the computers for amusement like video games as well as for other purposes. Bankers utili ze computers for their daily banking activities. By using computers they need not to refer the big ledgers and registers and this reduces their work burden and saves time. Bankers can know all details of customers by a click of a mouse. Money can be transferred from one account to another without any trouble. The ATM network of the banks works the basis of computers and other electronic appliances. Every industry is using computerization for developing knowledge and to improve their business. The automatic washing machines also work with the help of computerized mechanism (Buzzle.com, 2009). The Needs of the Customers who buy Other Products from the Same Manufacturer I have bought a desktop from Compaq and some other customers may buy a note book or laptop

Monday, November 18, 2019

Accountability Essay Example | Topics and Well Written Essays - 250 words

Accountability - Essay Example They both set a level of standards for their subjects which they are required to conform and abide by in the accountability administration. The two organizations monitor and regulate different subjects. The APSA regulates individuals who are involved in political science; these include students, teachers and professors (The American Political Science Association, n.d). The New York State Public Officers Law Code of Ethics sets a frame work for officers and employees (‘Public Officers Law’, n.d). The difference in the subjects and nature of professional discipline means that different principles need to be applied in either case. Though the two codes share similar goals in their implementation of principles, they have a different jurisdiction as the New York code is limited to the state public officers whereas APSA can even protect non American scholars. Hence, the difference in this aspect is the depth of coverage offered by the two codes. The two codes have different approaches in implementing and prescribing public administrators accountability. The New York State Public Officers Law Code of Ethics regulates behavior through a punishment process whereby failure to abide by a certain code results in a form of punishment or penalty. The APSA however, is more authoritative and guiding and has fewer elements of threat or negative

Saturday, November 16, 2019

Ways Of Transferring Capital From Savers To Borrowers Finance Essay

Ways Of Transferring Capital From Savers To Borrowers Finance Essay Find the most recent financial statements for two companies of same industry which are listed in KLSE (Kuala Lumpur Stock Exchange). Evaluate the financial position and performance for each of these two companies using accounting ratio analysis. You are required to compute and compare the accounting ratios between these 2 companies, and conclude the results of your findings. The limitations or problems of using accounting ratios for performance analysis should be included in your conclusion. Identify and discuss three different ways of transferring capital or fund from savers to borrowers in the financial market. 1.0 Introduction What is accounting ratios? Accounting ratios are the ratios which used in calculation and indicate the relationship between figures from the financial statements of a company. The financial statements are the statements that summarized a companys activities either quarterly or annually. It consists of a profit and loss account and a balance sheet. In accounting, accounting ratios are often used in interpreting and evaluating a companys overall financial condition and business performance. Accounting ratios are classified into 5 categories for measuring 5 different aspects of business performance. The 5 aspects are shown as follow: Profitability of company Liquidity of company Asset management of company Debts management and capital gearing of company Market value of investment to ordinary shareholders / common stockholders 1.1 Profitability of company Gross profit markup Gross profit markup (%) = Gross Profit x 100 Cost of goods sold Gross profit margin Gross profit margin (%) = Gross profit x 100 Net sales value Operating profit margin on sales Operating profit margin (%) = Operating profit before interest and before taxation x 100 Net sales value Profit margin on sales Profit margin on sales (%) = Net income available to common stockholders x 100 Net sales value Basic earning power (BEP) Basic earning power (BEP) = Operating profit before interest and before taxation x 100 Total assets Return on total assets (ROA) Return on total assets (ROA) = Net income available to common stockholders x 100 Total assets Return on total equity (ROE) Return on total equity (ROE) = Net income available to common stockholders x 100 Common equity 1.2 Liquidity of company Current ratio / Working capital ratio Current ratio / Working capital ratio = Current assets Current liabilities Liquid ratio / quick ratio / acid-test ratio Liquid ratio / quick ratio / acid-test ratio = Liquid assets Current liabilities 1.3 Asset management of company Inventory turnover or stock turnover Inventory turnover or stock turnover = Cost of sales Average stock value Fixed asset turnover Fixed asset turnover = Net sales Fixed assets net book value Total assets turnover Total assets turnover = Net sales Total assets Debtor ratio Debtor ratio = Debtor Credit sales Debtor payment period Debtor payment period = Debtor x 365 days/ 52 weeks / 12 months Credit sales Days sales outstanding (DSO) Days sales outstanding (DSO) = Debtor x 365 days Credit sales 1.4 Debts management and capital gearing of company Debts ratio Debts ratio = Total debts Total assets Capital gearing ratio Capital gearing ratio = Prior charge debts capital Total capital Debts equity ratio Debts equity ratio = Total debts Common Equity Times interest earned Times interest earned = Profit before interest and before taxation Interest charges Creditor ratio Creditor ratio = Creditor Credit purchase Creditor payment period Creditor payment period = Creditor x 365 days / 52 weeks / 12 months Credit purchase 1.5 Market value of investment to ordinary shareholders/ common stockholders Earnings per share Earnings per share = Net income available to common stockholders Number of ordinary shares in issue Price / Earnings ratio Price / Earnings ratio = Market price per ordinary share Earnings per share Dividend cover Dividend cover = Earnings per share Net ordinary dividend per share Earning yield Earning yield = Gross earnings per share x 100 Market price per ordinary share Dividend yield Dividend yield = Gross ordinary dividend per share x 100 Market price per ordinary share Price / cash flow ratio Price / cash flow ratio = Market price per ordinary share Net cash inflow per ordinary share Market price / book value ratio Market price / book value ratio = Market price per ordinary share Net book value per ordinary share 1.6 Companys background Gamuda was incorporated on 6 October 1976. It was listed on the main board of the Kuala Lumpur Stock Exchange (KLSE) on 10 August 1992. In Malaysia, Gamuda is a leading infrastructure group. It has a wide range of business activities all over the world. Its core competencies are engineering and construction, infrastructure concessions, and also township development. Besides, they have mega projects such as internationally acclaimed SMART (Stormwater Management and Road Tunnel), intra-urban highways, Kaohsiung Mass Rapid Transit System in Kaohsiung, Taiwan, and so on. On the other hand, WCT was incorporated on 14 January 1981 as WCT Earthworks Building Contractors Sdn Bhd. Then, it went public on 1 April 1994 and listed on the Kuala Lumpur Stock Exchange (KLSE) on 16 February 1995. The business nature of WCT Berhad contains engineering and construction, property development, and also assets management. The business coverage of WCT is in Malaysia and abroad. Its projects and services include F1 international racing circuit, international airport, hydroelectric dam, township planning development and so on. Then, the next step is applying the accounting ratios to calculate the 2 companiess business performance. The companies are Gamuda Berhad and WCT Berhad. In order to compare these 2 companies, the selection is inter-firm which is comparing based on the industry average. It is because they have the same business nature. Before doing comparison, a person must obtain the financial statements of a company. In general, the financial statements are released in annually basis, but some of the companies are quarterly basis. Financial statements are the vital resource for a researcher used to calculate and compare the companies business performance. The financial statements adopted from Gamuda Berhads annual report 2010, whereas WCT Berhad is 2009. Figures inside the income statement and balance sheet are used in apply to the accounting ratio in calculating purposes. After done the calculation, there is a standard weigh available in each accounting ratio to interpret the data. Each answer gen erated is referring to the weigh in comparison and generate a comment. These 2 annual reports of Gamuda and WCT are adopted from their official website in the column of the investor relations. The website address of Gamuda is http://www.gamuda.com.my, whereas website address of WCT is www.wct.com.my. 1.7 Calculation worksheet Types of ratio Calculation of Gamuda Berhad Calculation of WCT Berhad Profitability Gross profit markup (%) = Gross profit x 100 Cost of goods sold = RM 422976000 x 100 RM 2032167000 = 20.81 % = RM 354659000 x 100 RM 4311943000 = 8.23 % Gross profit margin (%) = Gross profit x 100 Net sales value = RM 422976000 x 100 RM 2455143000 = 17.23 % = RM 354659000 x 100 RM 4666602000 = 7.60% Operating profit margin on sales (%) Operating profit before = interest before taxation x100 Net sales value = RM 259852000 x 100 RM 2455143000 = 10.58% = RM 244145000 x 100 RM 4666602000 = 5.23 % Profit margin on sales (%) = Net income available to common stockholders x 100 Net sales value = RM 280693000 x 100 RM 2455143000 = 11.43 % = RM 147098000 x 100 RM 4666602000 = 3.15 % Basic earning power (BEP) = Operating profit before Interest and before taxation x100 Total assets = RM 259852000 x 100 RM 6550910000 =3.97% = RM 244145000 x 100 RM4478484000 = 5.45 % Return on total assets (ROA) = Net income available to common stockholders x100 Total assets = RM 280693000 x 100 RM 6550910000 = 4.28% = RM 147098000 x 100 RM 4478484000 = 3.28 % Return on total equity (ROE) = Net income available to common stockholders x 100 Common equity = RM 280693000 x 100 RM 325752500 = 8.62 % = RM 147098000 x 100 RM 1250246000 = 11.77 % Liquidity Current ratio = Current assets Current liabilities = RM 4203173000 RM 1930241000 = 2.18 : 1 = RM 2553187000 RM 1807550000 = 1.41 : 1 Acid-test ratio = Liquid assets Current liabilities = RM4123435000 RM1930241000 = 2.14 : 1 = RM 2439478000 RM 1807550000 = 1.35 : 1 Asset Management Inventory turnover = Cost of sales Average stock value = RM 2032167000 RM 79738000 = 25.49 times = RM 4311943000 RM 113709000 = 37.92 times Total assets turnover = Net sales Total assets = RM 2455143000 RM 6550910000 = 0.37 times = RM 4666602000 RM 4478484000 = 1.04 times Debtor ratio = Debtor Credit sales = RM 1607772000 RM 2455143000 = 0.65 : 1 = RM 1472655000 RM 4666602000 = 0.32 : 1 Day sales outstanding (DSO) = Debtor x 365 days Credit sales = 0.65 x 365 days = 237.52 days = 0.32 x 365 days = 116.8 days Debts management and capital gearing of company Debts ratio = Total debts Total assets = RM 3243187000 RM 6550910000 = 0.50 : 1 = RM 2991508000 RM 4478484000 = 0.67 : 1 Debts equity ratio = Total debts Common equity = RM 3243187000 RM 3257525000 = 1 : 1 = RM 2991508000 RM 1250246000 = 2.39 : 1 Times interest earned = Profit before interest and before taxation Interest charges = RM 259852000 RM 43813000 = 5.93 times = RM 24414500 RM 50308000 = 4.85 times Market value of investment to ordinary shareholders / common stockholders Earnings per share = Net income available to common stockholders Number of ordinary shares in issues = RM 280693000 2025888000 shares = RM 0.14 = RM 147098000 777712000 shares = RM 0.19 Price earnings ratio = Market price per ordinary share Earnings per share = RM 3.20 per share RM 0.14 per share = 22.86 times = RM 2.60 per share RM 0.19 per share = 13.68 times Earnings yield = Gross earnings per share x 100 Market price per ordinary share = (100/75 x RM 0.14) x 100 RM 3.20 = 5.83 % = (100/75 x RM 0.19) x 100 RM 2.60 = 9.74 % Market price per book value = Market price per ordinary share Net book value per ordinary share = RM 3.20 per share (RM 325752500 / 2025888000 shares) = RM 3.20 RM 1.61 = 1.99 : 1 = RM 2.60 per share (RM 1250246000 / 777712000 shares) = RM 2.60 RM 1.61 = 1.61 : 1 1.8 Ratios comparison between Gamuda and WCT 1.81 Profitability Gross profit markup and gross profit margin Based on the profitability ratios calculations result generated above, Gamuda Company is generating higher profit compared to WCT Company. The both gross profit markup and gross profit margin of Gamuda is higher than WCT. High gross profit earned by Gamuda shows that it has effective and efficient control in lowering its purchasing cost and production cost. Lower gross profit earned by WCT indicates it does not effective and efficient control in lowering its purchasing cost and production cost. Besides, both operating profit margin and profit margin on sales of Gamuda is higher than WCT. Higher profit margin earned by Gamuda shows it has an effective control in lowering its expenditures and interest cost. Whereas it indicates WCT is ineffective in controlling its expenditures and interest cost. Basic earning power, return on total assets, and return on common equity However, in basic earning power and return on common equity, Gamuda is lower than WCT. Return of asset of Gamuda is slightly higher 1 % than WCT only, which is 4.28 % and 3.28 % respectively. It shows that WCT is generating higher profit regarding to its effective and efficient in using its assets and capital in the business. In contrast, Gamuda is ineffective and inefficient in employing its assets and capital. 1.82 Liquidity Current ratio In liquidity aspect, the current ratio of Gamuda and WCT is 2.18: 1 and 1.41: 1 respectively. If the current ratio is higher than average of industry, it means a company has a larger amount of current assets to pay its current liabilities. Besides, it proves that a company has a stable financial condition. In contrast, when current ratio is lower than average of industry, it shows the companys financial condition is unstable. The company has lower amount of current assets to pay its current liabilities. Acid test ratio On the other hand, acid test ratio of Gamuda is 2.14: 1, whereas WCT is 1.35: 1. When a companys acid test ratio is higher than average of industry, it shows that it has larger amount of liquid assets to pay its current liabilities. In contrast, lower acid test ratio shows a company has lower amount of liquid assets to pay its current liabilities. 1.83 Asset management Inventory turnover In asset management aspect, the inventory turnover of Gamuda is 25.49 times and WCT is 37.92 times. Higher inventory turnover shows that a company experiences fast stock turnover, so stocks are not accumulated, and no money to be tied up. WCT has a higher inventory turnover than Gamuda. It means that WCT has fast turnover, less stocks to be accumulated, and less money to be tied up compared to Gamuda. Total assets turnover Besides, total assets turnover of Gamuda is 0.37 times, and WCT is 1.04 times. Total assets turnover of WCT is higher than Gamuda. WCT has higher sales generated from its business due to its effective asset usage which increases the production volume. Debtor ratio days sales outstanding Debtor ratio of Gamuda is 0.65: 1, and WCT is 0.32: 1. Besides, the day sales outstanding of Gamuda are 237.5 days, and WCT is 116.8 days. Higher debtor ratio and day sales outstanding shows that Gamuda gives a longer credit time to its debtors which cause a longer time to collect back the money. Gamuda may accumulate the debts balance and experiences shortage of money which unable to finance its current liabilities. In contrast, WCT has a lower debtor ratio and day sales outstanding. It has shorter debtor payment period, experience less debts balance, and less money to be tied up from its debtors. 1.84 Debts management and capital gearing Debtor ratio In debts management and capital gearing aspect, WCT has a higher debts ratio compared to Gamuda. The higher debts ratio shows that a company experiences heavy debts and high interest cost. It may cause a company unable to pay back the debts, and forced to sell its assets to pay. Debts equity ratio Debts equity ratio is used to measure the proportion of company debts with its common equity. Both Gamuda and WCT debts equity ratio is higher than 0.5:1, but WCT is higher than Gamuda which are 2.39:1 and 1;1 respectively. It means these 2 companies operate at a high gear with larger proportion of prior charge debts capital. It views as unstable capital structure and bearing the high interest cost financed by larger proportion of profit. Time interest earned / Interest cover Both companies experience high capital gearing ratio, but WCT is higher than Gamuda. It means WCT experiences low times interest earned and indicates it is bearing the high interest charges in relation to its profit. 1.85 Market value of investment to ordinary shareholders / common stockholders Earnings per share Lastly, in market value of investment to ordinary shareholders / common stockholders, WCT has a higher earnings per share compared to Gamuda. It shows that WCT has a higher business growth and higher profit earnings. In converse, lower earnings per share shows that a company experiences a low business growth and low profit earnings. Price earnings per share Besides, WCT has a lower price earnings ratio compared to Gamuda. Lower price earnings ratio shows that Gamudas earnings per share is very high which influenced the common stockholders have to take shorter period use their profit earning to recover back their share investment amount. If the earnings ratio is high, it shows that a companys earnings per share are very low and the common stockholders spend longer period use their profit earning to recover their share investment amount. Earning yield The earning yield of WCT is higher than Gamuda. If the earning yield higher than the average of industry, it shows that a company has high net income and very attractive to the common stockholders. However, when the earning yield is lower than average of industry, it shows that a company has low net income and not attractive to the common stockholders. Market price per book value Besides, the market price per book value of WCT is lower than Gamuda. If market price per book values is lower than the average of industry, it means the share market price decreases below its real asset value and becomes attractive to common stockholders. In converse, if the market price per book value is higher than the average of industry, it means its share market price increases over its real asset value and become not attractive to the common stockholders. 1.9 Conclusion Based on the result of 5 aspects of accounting ratio above, WCT Company has a better overall business performance than Gamuda Company. Firstly, WCT has higher BEP and ROE which shows WCT is generating higher profit regarding to its effective and efficient in using its assets and capital in the business activities. Secondly, WCT has a higher inventory turnover than Gamuda. It indicates that WCT has fast turnover, more liquid, less stocks to be accumulated, and less money to be tied up compared to Gamuda. Thirdly, total assets turnover of WCT is higher than Gamuda. WCT has higher sales generated from its business due to its effective asset usage which increases the production volume. Fourthly, WCT experiences a lower debtor ratio and day sales outstanding than Gamuda Company. WCT has shorter debtor payment period, experience less debts balance, more liquid and less money to be tied up from its debtors. Fifthly, WCT has higher earnings per share compared to Gamuda. WCT has a higher busi ness growth and higher profit earnings. Sixthly, WCT experiences lower price earning ratio compared to Gamuda. Lower price earnings ratio shows that WCTs earnings per share are very high. It enables the common stockholders have to take shorter period use their profit earning to recover back their share investment amount. Seventhly, the earning yield of WCT is higher than Gamuda. When the earning yield higher than the average of industry, it shows that a company has high net income and very attractive to the common stockholders. Lastly, the market price per book value of WCT is lower than Gamuda. When market price per book values is lower than the average of industry, it means the share market price decreases below its real asset value and becomes attractive to common stockholders. Thus, WCT is more attractive than Gamuda. On the other hand, while doing inter-firm comparison, there are several limitations in applying the ratio and trend analysis. The first limitation must select the same industry norms and compare based on the industry average. The second limitation is each firm experiences a different financial and business risk profile. It also affected by the analysis differently. The third limitation is accounting policies. Each firm applies different accounting policies. For example, in small firm, it groups its stationery in current assets. However, in large firm, it groups it into expenses. The fourth limitation is the size of the firm would experience different level of risk from its competitors, structure, and returns. The fourth limitation is the area and environment of a firm. Home-based firm and multinational firm operate differently in different countries. 2.0 Introduction What is financial market? Financial market is a mechanism where surplus funds are gathered from the people who intended to lend out their money. Furthermore, it acts like a platform where provides the opportunities for the organizations and individuals who are short of money to borrow funds. Financial markets have different categories. Each financial market deals with a different type of financial instrument of its maturity and the asset backing it. Different financial markets serve different types of customers, and operate in different parts of the country. Financial markets are different from physical asset markets. Physical asset markets also called as tangible asset markets or commodities market which deal with the physical products like gold, crude oil, real estate, and machinery. Whereas the financial markets deal with the financial instruments like shares, bonds, notes, mortgages, and so on. Besides, these 2 markets can operate as the spot market or future market. Spot markers can be defined as goods are being traded on the spot and delivery within several days. Conversely, the goods that are being traded in future market are for future and delivery on future date. It could be six months or a year in future. 2.1 Types of financial markets 2.11 Primary markets There are various financial markets in each country. The first type is primary markets. It is the market for corporations to raise capital by issuing new securities or shares. The corporations collect the funds by selling off the new issued stocks in the primary market transaction. 2.12 Secondary markets The second type is secondary markets. Secondary markets are the markets in which existing and already outstanding securities or other financial assets that are traded among the investors after they have been issued by the corporations. 2.13 Initial public offering market The third type is initial public offering (IPO) market. It is a market that provides the company or corporations go public by offering new securities or shares to the public for the first time. Once the corporation or company went public, it will be listed on the stock exchange. These companies or corporations are usually newly established and go public to collect capital. 2.14 Private markets The fourth type is private markets. It is a financial market where the transactions are worked out directly between 2 parties. Private markets are different from the public markets where standardized contracts are traded on organized exchanges, but private market could perform privately without going to public where the transaction may be structured in any manner that appeals to the 2 parties. Bank loans and placement of debts with insurance are the examples of the private market transaction. 2.15 Consumer credit markets The fifth type is consumer credit markets. Generally, it deals with the loans on autos and appliances, loans for education, vacations, and so on. 2.16 Mortgage markets The sixth type is mortgage markets. Mortgage markets deal with the loans for the purposes of residential, commercial, industrial real estate, and also farmland. 2.17 capital markets The seventh type is capital market. Capital markets deal with the stocks or shares, intermediate or long-term debts in which funds to be loaned and borrowed for long periods. It usually more offered in one year or more than one year. 2.18 Money market The eighth type is money market. Money market deals with short-term, highly debt securities in which funds to be loaned and borrowed for a short period which usually less than one year. 2.2 Three ways for transferring capital or fund between savers and borrowers 2.21 Direct transfer from savers to borrowers The first way is direct transfer from savers to borrowers. It usually happens when a corporation (borrower) wants to collect funds by issuing and selling new securities or bonds to the savers (money lender). In this selling process, it does not pass through any financial institution which the corporations directly deliver the securities to the savers who in return pay money to the corporation. Therefore, it is a direct flow where the funds are directly transferred from the savers to the corporations. The following diagram can fully explain the process between corporations and savers. Issue corporations securities or bonds to Corporations (Borrowers) Savers (Money lenders) Receive capital or fund from Diagram 2.21.1- Direct transfer from savers to borrowers 2.22 Indirect transfer from the savers to the borrowers through investment banking house The second way is indirect transfer from the savers to the borrowers through investment banking house. It normally happens when an investment bank underwrites the issuance of a corporations securities where the investment bank acts as a middleman to facilitate the issuance of corporations securities. Indeed, investment bank purchases the corporations securities and then resell it to the savers. It means the money paid by the savers in purchasing corporations securities is passed to the investment bank and to be received by the corporation (borrower). Thus, money of savers and securities of company is only passing through the investment banking house. As a result, the fund is indirectly transferred through the investment banking house from the saver (money lender) to the corporation (borrower). The below diagram can fully explain the process among the investment banking house, corporation, and saver. Investment Banking House (Middle man) ( Corporations (Borrower) Savers (Money lender) Issue corporations Resell corporations securities to securities to Receive fund from Receive fund from Diagram 2.22.1- Indirect transfer from the savers to the borrowers through investment banking house 2.23 Indirect transfer from the savers to borrowers through a financial intermediary The third way is indirect transfer from the savers to borrowers through a financial intermediary. It usually happens when a financial intermediary like bank or a mutual fund collects the funds from the savers by issuing its own securities or certificate of deposit to the savers. After that, the financial intermediary uses the collected funds from the savers to buy and keeps the other corporations securities as its investments. It means that the money paid by the savers to purchase the securities or certificate of deposit issued by the financial intermediary. Then, the money passed to the financial intermediary, and then the financial intermediary paid the money for purchasing the other corporations securities. In fact, there are many people prefer holding the certificate of deposit and the securities issued by the financial intermediary. The reason is they are safer and more liquid than the mortgages and loans. Thus, financial intermediaries are greatly increasing the efficiency of m oney and capital markets. The below diagram can fully explain the process among the financial intermediary, saver, and corporation. Savers (Money lender) Corporations (Borrower) Financial Intermediary (Money lender to corporation) / (Borrower from saver) Issue corporations Issue intermediarys securities to owns securities to Receive fund from Receive fund from Diagram 2.23.1- Indirect transfer from the savers to borrowers through a financial intermediary 2.3 Types of financial intermediaries and its role Investment banking house is an organization that underwrites and distributes the new securities issued by the corporations which helps the corporation in obtaining the funds for financing. In Malaysia, examples of investment banking house are CIMB bank, Affin bank, and Maybank. Financial intermediary are the specialized financial organization that facilitate the transfer of funds from the savers to the borrowers. There are several types of financial intermediaries. 2.31 Commercial bank The first type is commercial bank. It is a traditional departmental store of finance which serves a huge population of savers and borrowers. Besides, commercial banks are the major institutions that handled checking accounts and through which Federal Reserve System increased or decre

Wednesday, November 13, 2019

Roger and Me1 Essay -- essays papers

Roger and Me1 The Modes Moore Employs Roger and Me is the story of Michael Moore’s quest to right the wrong done to Flint, Michigan by Roger Smith, CEO of General Motors. GM factories closed down in Flint, resulting in unemployment for of thousands of workers. These laid off auto workers are products of generations of auto workers. GM has been a Flint way of life since the factories first opened. But, finding that operation and labor costs were substantially less in Mexico, Roger Smith filled for bankruptcy and closed the plants down. The consequences of this shut-down were devastating to Flint. The rat population exceeded that of humans, houses were abandoned, and families who couldn’t afford the rent were evicted. The citizens who remained in Flint were now residents of the city with the highest crime rate in all of America. These are just a few of the issues which spurred Michael Moore’s pursuit for the illusive Roger Smith. Roger and Me, on a basic level falls into the Interactive category with its involved interviews and archival footage. On page thirty-three, Nichols comments on the use of archival footage in the Interactive Mode of Documentary. Writing that old news clips are often appended onto expert and witness interviews as to avoid reenactments and voice of god commentaries. Moore uses archival footage in several different ways. First, he uses it to show the way Flint t used to be. There are shots of a parade used while Moore talks about growin... Roger and Me1 Essay -- essays papers Roger and Me1 The Modes Moore Employs Roger and Me is the story of Michael Moore’s quest to right the wrong done to Flint, Michigan by Roger Smith, CEO of General Motors. GM factories closed down in Flint, resulting in unemployment for of thousands of workers. These laid off auto workers are products of generations of auto workers. GM has been a Flint way of life since the factories first opened. But, finding that operation and labor costs were substantially less in Mexico, Roger Smith filled for bankruptcy and closed the plants down. The consequences of this shut-down were devastating to Flint. The rat population exceeded that of humans, houses were abandoned, and families who couldn’t afford the rent were evicted. The citizens who remained in Flint were now residents of the city with the highest crime rate in all of America. These are just a few of the issues which spurred Michael Moore’s pursuit for the illusive Roger Smith. Roger and Me, on a basic level falls into the Interactive category with its involved interviews and archival footage. On page thirty-three, Nichols comments on the use of archival footage in the Interactive Mode of Documentary. Writing that old news clips are often appended onto expert and witness interviews as to avoid reenactments and voice of god commentaries. Moore uses archival footage in several different ways. First, he uses it to show the way Flint t used to be. There are shots of a parade used while Moore talks about growin...